First-Time Homebuyer Programs and Tips

Speak to a mortgage professional; having your mortgage pre-approved is an important step in the process and benefits you in three ways:

- Pre-approval helps verify your budget and allows your real estate agent to find the best home in your price range. Quick Tips: It's not a pre-approval if you haven't provided the documents to your lender. Don’t forget about the closing costs! Factor in approx. 2% of the purchase price. 

- Pre-approval is usually in writing and guarantees the rate...

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